Richmond JBCC Hotel Suites · Johor Bahru City Centre

Investor Return & Payment Calculator

Interactive projection based on official sales package · For qualified investors only · Confidential

RM 950K · 36mo · Year 6 Exit
RM
mo
HK$

Section 1 — Return Projection

List price RM 1,000,000 · EB discount RM 50,000 · Net investment RM 950,000
List Price
RM 1,000,000
Before early bird discount
Early Bird Discount
RM 50,000
Fixed discount for < 400 sqft units
Net Investment (SPA Price)
RM 950,000
GRR & returns based on this figure
GRR Phase 1 — Guaranteed
Year 1 – Year 3
Guaranteed Rental Return of 6% p.a. on net SPA price. Paid quarterly. Maintenance fee covered (free) for first 3 years.
Annual GRR (6%) RM 57,000 6.0%
HK$—
Quarterly Payout RM 14,250
HK$—
3-Year Total RM 171,000 18.0%
HK$—
GRR Phase 2 — Step-Up ↑ 7%
Year 4 – Year 5
Guaranteed Rental Return steps up to 7% p.a. Paid quarterly. Refurbishment cycle deducted in this period.
Annual GRR Gross (7%) RM 66,500 7.0%
HK$—
Quarterly Payout RM 16,625
HK$—
Less Refurbishment − RM 35,000
2-Year Net Total RM 98,000 10.3%
HK$—
Profit Share  75% OCC
Year 6 – Year 20
70:30 profit share from hotel operations. Y6–10 base rate, +4% per 5-yr block. Extendable 10 more years (Y21–30).
Annual Gross (Y6–10) RM 88,262 9.3%
HK$—
Monthly / Quarterly RM 22,066
HK$—
15-Year Net Total (Y6–20) RM 1,200,595 126.4%
HK$—
Cumulative GRR — End of Year 5
GRR 6% Y1–3 (gross) + GRR 7% Y4–5 (net of refurb)
RM 269,000 28.3%
Cumulative — End of Year 10
GRR (Y1–5) + Profit Share net (Y6–10)
RM 651,310 68.6%
Cumulative — End of Year 20
GRR (Y1–5) + Profit Share net (Y6–20)
RM 1,586,500 167.0%
Hotel Occupancy (Year 6–20)
70:30 profit share · 200-unit pool · RM680/night avg · MICE RM5M/yr · Yr 6–10 base, +4% per 5-yr block

Guaranteed Buyback (GBB)

Year 6 exit · 3% p.a. × 5 years = 15% premium (capped)
GBB Price
—
Net Investment
—
SPA price after all discounts
Capital Gain
—
GBB price − net investment
Total Value (incl. capital returned)
—
— ROI per annum

Additional Freebies

You are receiving RM — in total additional value (~—% of net SPA price).
Total Extra Value You Receive
RM —*
Equivalent to —% of net SPA price

You are receiving an estimated RM — in upfront and ongoing value — on top of all rental returns.

Included Benefits Estimated
Complimentary Stay — 5 days × 5 years at Richmond Estelar, KLCC
RM 500/night · 5 nights × 5 years RM —
Free 3 Years Maintenance Fee & Sinking Fund
RM 4,800/yr × 3 years (Type A est.) RM —
Premium Fully Furnished Package
Fraser Hospitality standard · est. 20% of list price RM —
SPA Legal Fees & Disbursements
2% of net SPA price RM —
Foreign Consent Fees & Levy
3% of net SPA price or RM 30,000, whichever higher RM —
Price Advantages
Early Bird Discount (< 400 sqft) RM —

Section 2 — Payment Plan

RM —/mo over — months · Total committed RM —
Net SPA Price
RM 950,000
After all discounts
HK$—
30% Deposit (at SPA)
RM 285,000
Less RM 3,000 booking fee already paid
HK$—
Monthly Installment
RM 18,417
0% interest · 36 months
HK$—
Total Capital Committed
RM 950,000
Net SPA price after all discounts
HK$—
Stage Description Amount Cumulative Paid
1
Booking Fee
Locks in your unit · Credited toward deposit
 RM 3,000 RM 3,000
2
30% Deposit — SPA Signing
30% of net SPA price, less RM 3,000 booking fee already paid
 RM 282,000 RM 285,000
3
Balance 70%  — 0% interest · commences Month 2
RM 665,000 over 36 months
 RM 18,472 / mo RM 950,000
TOTAL CAPITAL COMMITTED Net SPA price after EB discount RM 950,000

Investor Expenses — Reference

Estimated annual costs from Year 4 onward · not included in return figures above
Annual Maintenance & Sinking Fund
RM 4,800
Estimated for Type A (< 400sqft) · Year 4 onward
Refurbishment Reserve (Every 5 Years)
RM 35,000
Estimated for Type A · per developer schedule
Net Return Y1–3 After Free Maint.
RM 57,000
6% GRR · maintenance free in Y1–3 → full amount to investor
Maintenance fee and sinking fund are free for the first 3 years (covered by developer). From Year 4, estimated costs: Type A ≈ RM 4,800/yr · Type B ≈ RM 6,800/yr · Type C ≈ RM 9,000/yr. Refurbishment estimated at RM 35,000 / RM 45,000 / RM 50,000 per 5-year cycle depending on unit type. All above amounts are estimates based on developer projections.
Important Notice: All figures are based on the official sales package as presented. GRR at 6% p.a. (Year 1–3) and 7% p.a. (Year 4–5) are guaranteed by the developer. Profit share projections for Years 6–20 are targets based on management forecasts at 75% occupancy and are not guaranteed. The Guaranteed Buyback option (Year 6/7, capped at 15%) is available as a limited promotion — not applicable to all agency buyers; subject to terms and conditions. Developer buyback (Year 10 of hotel operation at 30%) is at the developer's option; buyer may opt out. The additional 2% discount is a limited promotion and is not available to all buyers. This calculator is for indicative purposes only and does not constitute financial or investment advice. Investors should conduct independent due diligence before committing.
Richmond JBCC Hotel Suites · Johor Bahru City Centre · For qualified investors only · Confidential Created by Zee

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